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FINANCE OS // v6.21
17 May 2026 --:--
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Finance command center

Short operational view for cash, reconciliation, and next actions.

01 // KBA
KBA cash €0
0 mo
Retainers€0
Burn + salaries€0
02 // Personal
Personal cash €0
0 mo
Salaries€0
Monthly spend€0
08 // Net Worth
€0

Save a snapshot to start tracking direction.

No snapshots yet
07 // Hygiene
Healthy 100/100

Core finance checks look consistent.

03 // Household (KBA + Personal)
Total manual cash €0
0 mo
Net monthly€0
Sheet gap€0
Includes car values in household runway and reserve calculations. Base currency EUR · FX loading...
04 // Cars
Total cars value €0
05 // Flow Mix
0%

KBA retainers cover company operating costs and salaries.

06 // Salary Load
0%

Share of KBA retainers currently paid as Ricardo and Nora salaries.

€0 paid monthly
01 // Jars

Jars

Reserve, allocate, and plan money without affecting physical account balances.

Safety Nets

Liabilities & Reserves

€0

Other Jars

Jar Activity

Obligations Calendar
01 // Retainers & Salaries
Categories: All
Categories
KBA retainers€0
Personal salaries€0
01 // Monthly Expenses
Categories: All
Categories
KBA expenses€0
Personal expenses€0
01 // Spending History

Spending intelligence

Historical statement data stays separate from planned expenses and helps reveal real spending patterns.

Historical layer Upload statements

Monthly Trend

Scope Mix

01 // Settings / Imports

Statement upload

Import bank statement history into a separate intelligence layer. Nothing becomes a planned expense unless you choose it.

CSV + XLSX
File 1Optional
File 2Optional
File 3Optional
File 4Optional

Preview

Upload statements to review rows before saving.

Recent Imports

04 // Planning

Planning workspace

Cashflow, budgets, runway, net worth, obligations, and scenarios in one focused workspace.

Current month

Cashflow

Income, expenses, obligations, and net cash movement.

Scenarios

Net Worth Timeline

Track assets minus liabilities over time with manual snapshots.

Planning assumptions
Base currency EUR · FX loading...